State pension age? Martin Lewis explains how millions may be missing out on £4,500 a year

Martin Lewis, the founder of Money Saving Expert, explained that millions of over 65s could be missing out on claiming Attendance Allowance during today’s episode of Good Morning Britain. The payment can be claimed by some people in order to help them pay for care, however the recipient must have reached state pension age.


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According to charity Turn2us, 6.4million people in the UK are eligible for Attendance Allowance, however only three million claim the payment – suggesting 3.4million are missing out.

“This is a cash benefit worth up to £4,500 a year,” Mr Lewis told ITV viewers today.

He continued: “The allowance is either £58.70/week – for those who require care during the day or night or £87.65/week – for those who require care during the day and night, or are terminally ill.

“In England, Scotland or Wales, to claim you’ll need to fill in this Attendance Allowance Form from the Gov site detailing your illness, if you’re getting any care, any medication you’re on and any specialists you’ve seen or call the helpline on 0800 731 0122.

This is a cash benefit worth up to £4,500 a year

Martin Lewis speaking about Attendance Allowance

“If you’re in Northern Ireland you’ll need to fill this form from the NI Gov website or call 0800 587 0912.

“If the assessors can’t get a clear picture of how your illnesses or disabilities affect you, they may ask a healthcare professional to examine you. You will be contacted if this is the case.”

Who can get Attendance Allowance?

During his segment on Good Morning Britain, Mr Lewis detailed the eligibility criteria.

“To get it, you need to:

“[Have] reached state pension age – currently aged 65 for all men and only for women born on or after 6 April 1950, or aged 60 for women born before 6 April 1950 (state pension age is rising to 66 for some by April 2020).

“Need assistance with care – due to mental or physical disability or terminal illness. The need must be severe enough for you to need help caring for yourself (such as getting dressed or going to the toilet).

“You must have needed that help for at least six consecutive months.


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“It doesn’t matter if no one actually helps you, it’s the need that counts.

“The allowance isn’t means tested.”

Will Attendance Allowance affect other benefits?

Mr Lewis said: “Typically, claiming Attendance Allowance won’t reduce any other benefits you receive, but it’s best to check first.

“And if you need help in making a claim or deciding what benefits you’re entitled to, you can contact your local Age UK or Citizens Advice office.

“If successful, your allowance will be backdated to the date your completed form was received or the date you called the helpline.

“Plus if you get it you could also be eligible for pension credit, housing benefit or a council tax reduction which could mean extra cash back to you.”

Good Morning Britain airs weekdays on ITV from 6am.

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